• General
  
• Life
  
• Personal Accident
  
• Health
  
• Motor
  
• Property
  
• Liabilities
  

• What is the fair market value of property?
• Do I have to insure the total value of my home?
• What kind of off-premises protection does public sector general insruance companies' householder's insurance provide?
• I work from home. Is my computer and other equipment covered by public sector general insruance companies' householder's insurance?
• How can I get discount under package policies?

A fair market value is the present day replacement value less deductions towards depreciation.

Plinth and foundations cannot be covered under a standard fire and special perils policy as anything under earth goes to the state.(except in case of earth quake losses when value of these items can be included)

The contents of the premises removed to alternate premises on account of a fire accident is covered for a period of three months under the policy.

A separate electronic equipment policy may be purchased.

You can get discounts on your package policies by opting for more number of sections. But discount is not given in case of non-tariff covers.