• General
  
• Life
  
• Personal Accident
  
• Health
  
• Motor
  
• Property
  
• Liabilities
  

• What is liability insurance?
• Who should necessarily take Liability Insurance?
• Does my liability insurance cover work that I do on a voluntary basis?
• What is joint and several liability?
  
  

A liability may arise by violation of any statute. A person may be liable to another as a result of loss or damage sustained by him on account of the wrong done to him. When the quantum of liability is to be decided only by a court of law such liability would be legal liability.

Consumer disputes act brought into its ambit the deficiency of services rendered by professionals in particular. Though anyone is liable at law for wrong done to another, professionals who render services for reward are more prone to legal liabilities.

Yes, the liability policy covers damages arising out of negligence whether such services are rendered voluntarily or otherwise.

An award can be passed jointly and severally when that particular person or all the persons connected therewith will be discharged of their liabilities when the award is satisfied.